For nearly three decades, one of the most widely cited guidelines in retirement planning has been the "4 percent rule." Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...

If you're spending time and energy on your retirement savings, that time and energy largely revolves around how to make those savings grow. "How much should I save?" "What accounts should I use to ...

One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a certain quality of life. And it wouldn't take much searching to come across ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. In 1994, Bill Bengen published groundbreaking research that reshaped the way ...

“The 4% Drawdown Rule” for retirees has become a reference rule of thumb since it was coined by financial advisor William Bengen in 1994. Predicated on various retirement portfolios, Bengen calculated ...

William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent research, he has concluded that 4% is likely much too low. That research is ...