There are various systems for managing your money if you want to get serious about your finances. You must test out different options until you find a method that works for you so that you can stay ...

How many budgeting methods leave you with $0 at the end? Just one. But despite its name, the zero-based budgeting method can give a big boost to your finances by encouraging mindful spending and ...

ZBB is a data-driven budgeting method that demands a department or division justify its expenses on an ongoing basis. And it’s a favorite of some in the startup world (and was employed by Elon Musk ...

When you get your paycheck every two weeks you likely use it to pay important bills right away before letting the rest of your money float around in your bank account. The extra cash might be spent on ...

District 10 Council Member Marc Whyte went through the city’s budget process for the first time last year and was appalled by what he saw. The Northeast Side councilman saw it as a process that ...

With zero-based budget, you are giving every penny you earn a job. Zero-based budgeting is where all your income equals your expenses. In other words, your income minus your expenses equals zero. To ...

Government budgets are a lot like closets; if you don’t clean them out occasionally, you end up hoarding stuff you don’t need while struggling to find the things that matter. For years, local ...

For decades, marketing budgets were based on historic precedent. The formula was simple: Take last year’s spend, and add a modest bump for inflation or anticipated growth. But as economic volatility ...

Pete Pyhrr’s concept of zero-based budgeting was adopted by his company, Texas Instruments, at the time of its inception in the early 1970s, and soon after by Jimmy Carter while he was governor of ...

For the best experience, please enable JavaScript in your browser settings. A zero-based budget lets you know where exactly you spend your money (Shutterstock) With ...