Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still ...

The national average savings account rate is 0.38%, according to the FDIC. However, interest-bearing accounts can offer yields ranging from 0.01% to over 4.00%. Large national banks, like Bank of ...

The Fed wrapped up its July 30 meeting without making any changes to interest rates -- a move that came as no surprise to most analysts. And now we enter a new month where high-yield savings accounts ...

Savings yields have nudged lower in recent months as the Federal Reserve closed out 2025 by making three straight quarter-point cuts to its benchmark interest rate. Savers face a shifting ...

Mid-July is here, and high-yield savings accounts (HYSAs) continue to offer some of the most competitive returns available -- with top APYs between 4.00% and 5.00%. That's a clear step up from the ...