We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. To better grasp how affordable today's HELOC rates truly are, however, ...

Borrowing money always comes with a series of related questions. Where should the money be borrowed from? How much should be borrowed? What borrowing tool should be used? And, perhaps most importantly ...

Gain the flexibility to use your home’s equity for your financial goals Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side.

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Americans with mortgages hold a record $17.8 trillion in home equity, according to updated ICE Mortgage Monitor data — and with the Fed's second rate cut of 2025 just behind us, now might be the time ...

There are several ways to use the value of your home to access cash. Two main ones are a cash-out refinance mortgage and a home equity line of credit, or HELOC. Both options leverage your home equity, ...

If you're looking to borrow $50,000 in today's economy and don't want to spend an exorbitant amount in interest to get it, you may not have to look very far. With home equity levels rising to a record ...

Home equity is the percentage of your home you own outright, as opposed to the amount you still owe on a mortgage. If you made a 10% down payment, you'd start with 10% equity and increase from there ...

Interest rates are cooling overall, which has led to more affordable costs on borrowing products like mortgages, personal loans and other lending options. But home equity lines of credit (HELOCs), in ...