Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

I turn 65 next year and will finally retire with $1.5M in my 401 (k). But with a chronic health condition, do I also need ...

When you imagine your retirement journey, you likely picture trips to the beach, leisurely days with the grandkids and lots of time for hobbies. A lengthy stay in a nursing home probably isn’t part of ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long-term care ...

Genworth Financial made giant positive steps in 2025 toward reclaiming its positioning in the troubled long-term care insurance market. The insurer is executing on a multi-pronged plan to revitalize ...

The intent to purchase long-term-care insurance (LTCI) appears to be declining among some Americans. According to Nationwide’s 2025 Long Term Care Survey, 40% of Americans age 29+ said they do not ...