If you need access to cash, either a personal loan or a line of credit could be an option. However, there are some significant differences in their availability, function and purpose. Plus, both come ...

A line of credit is a flexible loan option that lets the borrower access up to a specific amount of money as needed. You may consider a line of credit if you need access to money quickly but don't ...

Personal lines of credit, or PLOCs, give you flexible access to cash at interest rates lower than most credit cards. Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 ...

As a borrower, understanding the impact of credit and the types of credit available can help you intelligently leverage your wealth without risking high fees, interest and long-term debt. The two most ...

A personal line of credit is a type of revolving credit that works similarly to a credit card, and a home equity loan is a lump-sum loan for homeowners. Many or all of the products on this page are ...

Business loans are best for major projects, while business lines of credit make sense for ongoing costs. Many, or all, of the products featured on this page are from our advertising partners who ...

While we typically think of our investments as a form of wealth-building, they can also come in handy when we need cash fast. Through what's called a portfolio line of credit (also known as a "margin ...

Learn to identify arbitrage opportunities in trading with financial news insights on mergers, takeovers, and liquidation scenarios for retail investors.

A home equity line of credit, or HELOC, enables you to use some of your home's value to secure credit and withdraw cash. Home equity is the difference between your outstanding mortgage and your home's ...

With nearly a decade covering personal finance, Rebecca Safier simplifies loans and other complex financial topics to help people manage their money with confidence. Her work has been featured in ...

Business loans and lines of credit can help you meet your funding needs; a loan offers a lump sum repaid through installments, while a line of credit allows you to draw as needed, up to your limit ...