Balance transfer cards are mainly for consolidating credit card balances, while personal loans have more flexibility. A balance transfer card can help you consolidate multiple credit card balances and ...

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card. While there is typically an up-front fee, most balance transfer cards offer a low ...

Carrying a credit card balance from month to month usually means getting hit with steep interest charges. The average credit card interest is more than 22%, making it even more expensive to carry ...

Balance transfers can deliver big savings and buy you more time to pay off debt. But they come with fees, rules and certain credit requirements. Many or all of the products on this page are from ...

The costs of balance transfers can exceed the benefits — if, for example, your debt can be paid off quickly, you struggle to make on-time payments or your credit is subpar. Many or all of the products ...

Courtney Reilly-Larke is the deputy editor of Forbes Advisor Canada. Previously, she was the associate editor of personal finance at MoneySense. She was also managing editor of Best Health Magazine ...