Unexpected costs are an inevitable part of life. To proactively manage these financial risks, many people and businesses are now turning to self-insurance. This approach offers a way to prepare for ...

When you choose to self-insure, you set aside money to cover unexpected events that may impact your home, vehicle or life instead of reaching out to an insurance company to purchase a traditional ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Rather than pay an insurance company for coverage, ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

In the face of growing health care costs, many employers have turned to self-insured plans, where they assume the financial risks on the chance that they might save some money. And it’s a popular ...

Aug. 18--The State Journal's Footnote will try to explain the often heard, but perhaps not widely understood, phrases, ideas and controversies in the news. It runs weekly on Thursdays. Q: Several ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Captive insurance is a form of self-insurance ...

As employers watch healthcare premiums rise each year, many are questioning whether their health plans are sustainable or a liability to their employees and business. Processing Content That brings ...

Hoosier employers are increasingly relying on self-insured plans to deliver care to their workforce, even as the nation looks elsewhere. (Connect Images for Getty Images) In the face of growing health ...