For three decades, the classic 4% rule has been the shorthand answer to a brutally complex question: how much you can safely ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

Question: I have $1 million saved for retirement, but I'm not sure how that translates to retirement income. Now that I'm ready to retire, how much can I withdraw each year from my nest egg? Should I ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. A recent Barron’s article made the case for retirees being able to ...

During challenging financial times, people often consider withdrawing money from their 401(k) plans. Balances in 401(k) plans are deceiving. They are not like checking accounts where what you see is ...