Part of the Truth in Lending Act, Regulation Z helps consumers understand the true cost of borrowing money and protects them from misleading or harmful lending practices. Regulation Z applies to many ...

The Consumer Financial Protection Bureau in an advisory opinion said that "covered" earned wage access products should not be considered an extension of credit under the Truth in Lending Act. It also ...

Nowadays, that same “pay-over-time” option is showing up beyond the big e-commerce brands. Local businesses in the Triad are ...

Federal banking and consumer protection agencies on Monday announced updated dollar thresholds that will change how certain mortgage loans and consumer credit transactions are regulated in 2026, ...

On December 23, the CFPB issued an advisory opinion stating earned wage access products fall outside the definition of credit under TILA’s Regulation Z, withdrawing a Biden-era proposed interpretive ...

The Consumer Financial Protection Bureau plans to issue an "interim" final rule on open banking, moving to quickly write a new rule on consumer financial data rights because the bureau's acting ...

Senate Democrats warned that CFPB closure could disrupt APOR publication, risking higher mortgage costs and reduced credit access. AI Summary U.S. Senate Democrats sent a letter to Consumer Financial ...

Discover how Regulation N enforces the CARD Act and Dodd-Frank Act, preventing misleading mortgage ads and ensuring transparent credit product promotions.

Michael Salemi, the CFPB's top enforcement official, has resigned due to the Trump administration's obstruction of agency activities. His departure follows similar concerns from his predecessor, ...

The Consumer Financial Protection Bureau (CFPB) intends to furlough most of its workers on December 31st. The young agency was created by the Dodd-Frank Wall Street Reform and Consumer Protection Act, ...

The order is the latest in a complex legal battle over the fate of the Consumer Financial Protection Bureau, a watchdog ...