Home Mortgage Disclosure Act (HMDA): Protection for Borrowers
Jan 25, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law requiring mortgage lenders to keep key information regarding their lending practices. Lenders must submit these records to …
HMDA - Home Mortgage Disclosure Act
Enacted by Congress in 1975, HMDA provides the most comprehensive source of publicly available information on the U.S. Mortgage Market. HMDA requires many financial institutions to maintain, …
Home Mortgage Disclosure Act - Wikipedia
The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted …
What is the Home Mortgage Disclosure Act (HMDA)?
Aug 18, 2025 · By mandating financial institutions to disclose detailed mortgage data, HMDA aims to protect borrowers and promote fair lending practices. HMDA requires lenders to report loan data to …
Mortgage data (HMDA) - Consumer Financial Protection Bureau
Mar 24, 2022 · The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages.
HMDA: What Is the Home Mortgage Disclosure Act and Why Is It Important ...
Feb 13, 2025 · What is the Home Mortgage Disclosure Act (HMDA)? The HMDA is a federal law that requires mortgage lenders to make information about the loans they issue available to the public. …
Home Mortgage Disclosure Act - Federal Reserve Bank of Cleveland
Home Mortgage Disclosure Act (HMDA) is a law that requires certain financial institutions to publicly disclose information about home mortgages.
Understanding HMDA reporting | Wolters Kluwer
Sep 27, 2023 · The Home Mortgage Disclosure Act, or HMDA, is a federal law that requires mortgage lenders to keep data and records about their lending practices.
Home Mortgage Disclosure Act (HMDA), Explained | Chase
HMDA requires many, but not all, lenders to collect and report information regarding loan applications they receive, loans they originate and loans they purchase from other lenders. Not all loans are …
What is the Home Mortgage Disclosure Act (HMDA)? - Bankrate
Jul 1, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law passed in 1975 that requires mortgage lenders to collect and report loan-level data points about their portfolios and practices.